Quick, Flexible Business Loans & Lines of Credit
Answer some basic questions in less than 3 minutes with no impact to your credit score and compare multiple offers. YOU are in the driver’s seat! View Your Options
Answer some basic questions in less than 3 minutes with no impact to your credit score and compare multiple offers. YOU are in the driver’s seat! View Your Options
We can secure your approval today and review multiple options for your funding needs.
Renew or refinance your current business line for more funds and lower rates.
As your business grows, we can provide larger funding amounts and different financing options.
A loan that is set to be paid back in a short period of time—typically within a year or two, sometimes longer. Most common uses include working capital, inventory or equipment purchases, and marketing. Short term loans also typically allow for quicker and easier access to funds with more flexible underwriting standards.
A long-term loan is smart to consider when making a large investment or looking to expand, typically 5 to 10-year terms with potential up to 20+. These loans can have a fixed or floating interest rate. Longer term loans may also require collateral, such as real estate to be pledged when securing the loan.
A revolving loan that provides a fixed amount of capital and that can be accessed when needed. Unlike a traditional term loan, all or part of a line of credit can be accessed on demand up to a fixed limit. The customer pays interest only on the outstanding principal amount in use.
While not technically a loan, a cash advance typically does not require a true Personal Guarantee so may be riskier for the lender. Cash advances generally do not have a set term, payment schedule, or stated interest rate like a traditional loan. Instead, cash advances typically have a total payback and purchase a fixed percentage of the customer's future cash receivables.
If your business needs new equipment, but you don’t have enough available cash to make the purchase then this is a great option for you. Our equipment financing product allows you to choose between purchasing your new equipment or leasing it with rights to renew. Equipment loans involve regular payments that include both the principal and interest. Equipment leasing is similar to leasing a car where you pay “rent” for use of the equipment over a specified amount of time.
A small business loan that is partially guaranteed by the U.S. Government’s Small Business Administration, this option is great for businesses with stellar financial and operating histories. Because the government has agreed to back a portion of the loan, the application process is very thorough and can take anywhere from 3 weeks to 3+ months. The qualifying requirements are very restrictive, but this is an excellent option with favorable terms if you are able to qualify.
A: Timing for receiving approved funding depends on many factors but the typical time to fund can be anywhere from a few hours to 24 hours.
A: Rates and terms are based on lender approvals in regards to borrower’s business and personal information.
A: Depending on the loan product, you can select between a monthly, weekly or bi-weekly payment.
A: No, we have multiple programs for various credit scores.
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